The Waterloo Housing Authority offers two classes to help residents on their path to homeownership. Registrations are being accepted for the Home Buyer Education (HBE) and Money Smart classes.
HBE offers education to low income families who are interested in purchasing a home. Topics covered in the class include money management, understanding credit, affordability, mortgage, the home search and buyer process. Participants who complete the class receive a certificate of eligibility for down payment assistance from the City of Waterloo Community Development and other participating agencies. Home Buyer Education classes are April 20, 21, 22, and 27 from 5:00-7:00pm at the Waterloo Center for the Arts, Hurwich Room, 225 Commercial Street, Waterloo. The cost is $20. Proof of all household income for the past 60 days is also needed to register. HBE is offered four times a year in the months of January, April, July, and October.
The three free Money Smart classes will teach personal financial skills and practices led by local experts from banks, credit unions, and financial management agencies the classes will cover: developing the family/personal budget; making a dollar stretch; reducing credit card debt and improving credit score; increasing savings; and other financial skills to make home ownership a possibility.
Money Smart will be held Tuesday, April 13; Wednesday, April 14; and Thursday, April 15. All three sessions are from 5:00pm to 7:00pm at the Waterloo Center for the Arts, Hurwich Room, 225 Commercial Street, Waterloo. Money Smart will be offered again in October.
Those interested in either class should contact Tajah Wright, Housing Coordinator at the Waterloo Housing Authority by calling (319) 233-0201, by email to TAJAH.WRIGHT@WATERLOO-IA.ORG, or in person at the Waterloo Housing Authority office at 620 Mulberry St.